How soon after a bankruptcy and a foreclosure can I get a mortgage?
Generally speaking, 4 years. If there were extenuating circumstances, then possibly only 2 years. | 06.10.14 @ 16:13
1 day really if you have enough of a down payment. Higher rates of course and more fees if you cant get qualified with FHA or Fannie/Freddie. | 01.21.15 @ 22:34
One year with perfect pay after the event, buy then hold for the conventional refinance with 15 - 20% down | 10.27.15 @ 20:47
It depends on the lender, or in my case, our investors. I've done it as soon as 2 years. We really like to see how you bounce back from it, not the actual bankruptcy itself, although it does play a part. Just focus on building as much good credit as you can and don't be late on anything after your bankruptcy, that's what will really mess with you. | 11.06.15 @ 21:53