How can I get my credit score?
You actually have more than one credit score. Credit scores are calculated based on the information in your credit reports. If the information about you in the credit reports of the three large consumer reporting companies is different, your credit score from each of the companies will be different. Lenders also use slightly different credit scores for different types of loans.
There are four main ways to get a credit score:
1. Check your credit card or other loan statement. Many major credit card companies and some auto loan companies have begun to provide credit scores for all their customers on a monthly basis. The score is usually listed on your monthly statement, or can be found by logging in to your account online.
2. Talk to a non-profit counselor. Non-profit credit counselors and HUD-approved housing counselors can often provide you with a free credit report and score and help you review them.
3. Use a credit score service. Many services and websites advertise a “free credit score.” Some sites may be funded through advertising and not charge a fee. Other sites may require that you sign up for a credit monitoring service with a monthly subscription fee in order to get your “free” score. These services are often advertised as “free” trials, but if you don’t cancel within the specified period (often as short as one week), you could be on the hook for a monthly fee. Before you sign up to try one of these services, be sure you know what you are signing up for and how much it really costs.
4. Buy a score. You can buy a score directly from the credit reporting companies. You can buy your FICO credit score at myfico.com. Other services may also offer scores for purchase. If you decide to purchase a credit score, you are not required to purchase credit protection, identity theft monitoring, or other services that may be offered at the same time.
Here is a link for more information;
Feel free to contact us directly for more information on your specific situation, No obligation
Its not what you make; Its what you keep that determines your lifestyle
| 05.29.16 @ 19:43
Although there are many variants and sources of credit scores, knowing your FICO score is important if you desire any extension of credit. The most reliable source for your FICO score without having a hard inquiry is to go to FICO's consumer site... myFICO.com. Stay away from VantageScore and free credit scores as they generally do not correlate to your actual FICO score that 90% of all lenders rely on when making a credit decision. | 05.31.16 @ 19:14
You can get your Experian and TransUnion reports completely free by signing up for various free sites online. They also offer some good advice from time to time. | 05.31.16 @ 19:43