Q&A
Asked by Joseph
Answered by Donn Sharer , CFP ChFC CLU in Millstone Township, NJ
Renters insurance covers your tenants, Joseph. As a landlord, it's very important for your tenants to carry this coverage for two primary reasons: 1) their personal p...
Q&A
Asked by Edna
Answered by Donn Sharer , CFP ChFC CLU in Millstone Township, NJ
The short answer is "not really". Rules of thumb often provide useful shortcuts for us Edna. They can also be misleading, especially if your situation deviates from t...
Q&A
Asked by Katie
Answered by Chrissy Blake Lowe, Insurance Agent in Chandler, AZ
Earthquake insurance is optional. In some states it is a separate policy you purchase, in others it is an endorsement added to your homeowners insurance.
Q&A
Asked by Brady
Answered by Nancy Greenwood, Insurance Agent in Methuen, MA
Businesses and residences qualify for coverage. Buildings and Contents qualify for insurance. However, if your business or home is below ground level there is usuall...
Q&A
Asked by Erin
Answered by Timothy Peddycoart, Insurance AgentPRO+ in Big Lake, MN
I concur with Greg - most insurers will want one that is fairly current - within the last couple years if it is over a certain value. It's not a bad idea to get ...
Q&A
Asked by Katie
Answered by Chrissy Blake Lowe, Insurance Agent in Chandler, AZ
Most carriers give a multi-policy discount when you have auto and home together as well as a multi-car discount when more than one car is insured. Some carriers offer ...
Q&A
Asked by Erin
Answered by Elizabeth Beagle, Insurance Agent in Burbank, CA
A personal umbrella policy is liability insurance in excess of other policies, typically auto and homeowner insurance. It is a relatively inexpensive form of coverage ...
Q&A
Asked by Michael
Answered by Priscilla Callans, Insurance Agent in Gurnee, IL
Hi Michael, The best answer, is ‘it depends’. Insurance companies are definitely trying to underwrite for different types of losses now more than they ever did, an...
Q&A
Asked by Michael
Answered by Timothy Peddycoart, Insurance AgentPRO+ in Big Lake, MN
This simple question could lead to a fairly complex answer depending on your needs. As far as the home insurance - you should be fine. To keep it simple, you'll want t...
Q&A
Asked by Katie
Answered by Timothy Peddycoart, Insurance AgentPRO+ in Big Lake, MN
There may be some insurers who will cover and exclude the roof. If there are any it will be few. The fewer options you have for insurance generally means higher price...
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