Having just arrived in the USA on a visa for work, what is the quickest way to build up my credit score?

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Answered by Ted Rood, Mortgage BrokerPRO+ in Maryland Heights, MO
I'd start with a secured credit card, or two. The logical place to check is wherever you've opened a bank account. If they don't offer them, there are many online choices, just watch the fees as they can vary widely. Use the card sparingly, make your payments on time, or early, and you'll build up credit scores within 6 months or so. | 11.13.15 @ 21:47
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$commenter.renderDisplayableName() — {comment} | 12.11.16 @ 10:01
If you can't get a credit card (as Ted suggested), ask your bank for a secured loan. They may do this by lending you your own deposited funds. Pay it back early and you've got a start on a satisfactory credit history. | 11.17.15 @ 22:10
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$commenter.renderDisplayableName() — {comment} | 12.11.16 @ 10:01
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Answered by

Ted Rood
Ted Rood, Mortgage BrokerPRO+ in Maryland Heights, MO

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