Have you had a change in family status? Are you a homeowner? How much of your retirement income would you like guaranteed? What’s your plan? Help me understand your current situation as well as your goals for the future. Give me the ability to create a plan specific to you and your family’s needs. Let us take on the risks you face in everyday life. Take advantage of New York Life’s guaranteed solutions starting now, through retirement and for the rest of your life. I am an agent licensed to sell insurance through New York Life Insurance Company, CA License number 0F08296 and may be licensed with various other independent unaffiliated insurance companies in the state of California. No insurance business may be conducted outside the states referenced.