Q&A
Asked by Gina
Answered by Chad Freeman, Branch ManagerPRO+ in Bethesda, MD
Hi Gina: I can give you the answer from the perspective of a mortgage loan originator - Generally speaking, anytime you utilize credit and you pay that credit withi...
Q&A
Asked by robert blair
Answered by Ted Rood, Mortgage BrokerPRO+ in Maryland Heights, MO
Loan sizes do influence mortgage pricing, but only marginally, and seldom enough to change the rate. For example, many lenders have surcharges on loans under $50,000....
Q&A
Asked by Christina
Answered by David Skow, Mortgage BrokerPRO+ in Seattle , WA
1) contact present lender for options 2) contact the bank you bank with for options 3) contact smaller local credit unions and banks for options
Q&A
Asked by Apryl
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Answered by Elaine
It really depends on the problem. I'm not into going in debt just for a new car.
Q&A
Asked by Kaila
Answered by Chad Freeman, Branch ManagerPRO+ in Bethesda, MD
Kaila - If you are referring to mortgages, it is tied very closely to the performance in the bond market because this is where mortgage backed securities are bough...
Q&A
Asked by Dee
Answered by Ted Rood, Mortgage BrokerPRO+ in Maryland Heights, MO
Hi, Dee, You mention you can't get a loan because you have three homes with mortgages. I presume you mean your debt to income ratios are too high, given the three lo...
Q&A
Asked by Andrea
Answered by Brenda Robinson, Financial Adviser in Easton, PA
It depends on who you ask. Some believe that you shouldn’t even try to refinance an auto loan after bankruptcy unless it has been more than 3 years. If it has been ...
Q&A
Asked by Steffanie
Answered by Justin Clark, Mortgage Broker in Moreno Valley, CA
That all depends on the monthly payment you want and what kind of rate you can get. You’re payments will be a little higher with a 15 year loan but you will most like...
Q&A
Asked by rclong55
Hi rclong55, there are 2 main issues with getting a loan for a used car. 1) what is your credit rating, and 2) what is the value of the car? If the Blue Book value i...
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