Q&A
Asked by Erin
Answered by Nancy Greenwood, Insurance Agent in Methuen, MA
People drive without insurance for a number of reasons. You are responsible for paying your medical and hospital bills that result from an accident even if it is caus...
Q&A
Asked by Martha
Answered by Scott Nelson, Insurance Agent in Atlanta, GA
It sounds like your son is confusing health insurance rules with auto insurance rules. Most insurance companies look at who owns the vehicles and who lives in the hous...
Q&A
Asked by Gina
Answered by Fran Chamberlain, Insurance Agent in Nanuet, NY
The answer depends on whether your vehicle was hit or whether you hit another vehicle. If your vehicle was hit by another vehicle and you cannot submit a claim throug...
Q&A
Asked by Michael
Answered by Timothy Peddycoart, Insurance AgentPRO+ in Big Lake, MN
It depends mainly on your risk tolerance. I have some wealthy clients who carry low deductibles. They could easily absorb the extra deductible amount - but, they sti...
Q&A
Asked by Katie
Answered by Chrissy Blake Lowe, Insurance Agent in Chandler, AZ
The only time you are required to have comp and collision coverage is if you have a loan on the vehicle and the bank requires full coverage. If the vehicle is paid for...
Q&A
Asked by Katie
Answered by Chrissy Blake Lowe, Insurance Agent in Chandler, AZ
Most carriers give a multi-policy discount when you have auto and home together as well as a multi-car discount when more than one car is insured. Some carriers offer ...
Q&A
Asked by Lynn
Answered by Elizabeth Beagle, Insurance Agent in Burbank, CA
The safest answer is to call your insurance company and ask their customer service representative the question. However, in general, your coverage typically is based o...
Q&A
Asked by Kathleen
Answered by Gordon Kushnick, Insurance Agent in Seattle, WA
Uninsured motorist coverage protects you against having to pay for damages sustained to your automobile when an uninsured motorist causes an accident.
Q&A
Asked by Joseph
Answered by William Grote, Insurance Agent in Saint Louis MO, MO
Very Common Question: More than likely it will make most sense to add him onto your policy. If he is living with you and sharing a car or purchasing a new household ...
Q&A
Asked by Erin
Answered by Elizabeth Beagle, Insurance Agent in Burbank, CA
A personal umbrella policy is liability insurance in excess of other policies, typically auto and homeowner insurance. It is a relatively inexpensive form of coverage ...
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