4 Best Travel And Airline Credit Cards

Don't Leave Home without Packing These Credit Cards

4 Best Travel And Airline Credit Cards
June 7, 2016

Frequent travel can be stressful. Dealing with airline schedules and flight delays, last-minute itinerary changes, and unsatisfactory hotels can be challenging — but travel can be rewarding in many respects. With the proper credit card, frequent travel can literally be rewarding in the form of airline miles, free hotel stays, other travel perks, and even cold cash.

If you are a road warrior, consider the benefits of one of the following travel and airline-oriented credit cards:

Chase Sapphire Preferred® Card The bonus program is impressive — 50,000 bonus points if you spend $4,000 on card purchases during the first three months of opening your account. Regular purchases gain equivalent (1X) points while travel and dining purchases earn 2X points. Through the Chase Ultimate Rewards program, you can earn an extra 20% off with your travel redemption. Points transfer 1:1 to partner rewards programs.

There are no foreign transaction fees and the $95 annual fee is waived for the first year. The Sapphire card comes with an impressive series of travel-related insurance coverage and purchase protections. Price protection allows you to be reimbursed for card purchases up to $500 per item when you find the item advertised for a lower price within ninety days of purchase ($2,500 annual limit).

BankAmericard Travel Rewards® Credit Card With this card, you can earn 1.5X points for every $1 spent on all purchases. And the bonus program has a relatively low hurdle - spend just $1,000 in the first ninety days and earn 20,000 bonus miles, redeemable for a $200 travel statement credit. There is not limit the the points you can earn and they don't expire. And there are no blackout dates - travel where you want, when you want. Additionally, this card has a 0% introductory APR for 12 billing cycles on all purchases. There are annual fees or foreign transaction fees.

And if you have an active Bank of America checking or savings account, you can get an additional 10% Customer Points bonus on every purchase.

BarclayCard Arrival Plus™ World Elite MasterCard® The rewards earning pace is stepped up here with 2 miles for every $1 spent on all purchases. You can earn 50,000 bonus miles if you spend $3,000 on the card within the first ninety days after the account is opened. This card allows the flexibility to redeem miles for Travel or Cash Back statement credits, gift cards, and merchandise. And every time you redeem miles, you get 5% miles back to use toward your next redemption. Another feature is the 0% introductory APR for balance transfers made withing 45 days of account opening. In exchange for an $89 annual fee (which is waived for the first year), this card is effectively a Travel card, Cash Back card, and Balance Transfer card, all rolled into one.

Security is improved through chip card technology. Other perks include travel accident, trip cancellation, and baggage delay insurance, collision damage waiver for auto rentals, and $0 fraud liability for unauthorized charges.

Citi Prestige The Prestige Card is well suited to frequent travelers who can cash in on the significant benefits. The annual fee is a steep $450, but in exchange, you receive 3X points on airline and hotel costs, 2X on dining and entertainment, and 1X on other purchases. The signing bonus is 50,000 points with $3,000 in card spending in the first three months. By booking through the Citi ThankYou® Travel Center, your redeemed points are worth an extra 60% on American Airlines and an extra 33% on other airlines.

Unique bonuses associated with the Prestige Card include a complimentary extra night at any hotel after a minimum four-consecutive-night booking, an automatic $250 air travel credit automatically applied to your flight-related expenses each year, exclusive discounts on vacation packages and luxury tours, and extensive concierge services. If you travel enough to make the annual fee worthwhile, the Prestige Card is an excellent choice.

There may be other options that are best for you if you tend to use a particular airline, hotel chain, and car rental company exclusively. For example, the Southwest Airlines Rapid Rewards card is an excellent choice if you travel mostly to destinations that Southwest services and you use their partner hotel and car rental chains.

Review your typical travel habits and see if they match up with a particular card offering. Be sure to check the terms and conditions for spending minimums and other restrictions that may negate the benefits in your case.

A few hours of research can pay off handsomely with extra travel rewards — perhaps enough to take that dream vacation. All you have to do is find the time to fit it around your typically hectic travel schedule.

If you want more credit, check out MoneyTips' list of credit card offers.


Disclaimer: The editorial content on this site is not provided by the companies whose products are featured. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). This content was accurate at the time of publication, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer affiliate program.

Photo ©iStock.com/scanrail

  Conversation   |   11 Comments

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Erin | 06.07.16 @ 23:02
If only I had the time and, more importantly, money to do more traveling! I will tuck this info away for future reference in case my situation ever changes. Thanks!
Irene | 06.07.16 @ 23:04
Good to know, especially with summer vacation travel plans approaching.
Carla Truett | 06.07.16 @ 23:11
We are in the process of planning a getaway for the fall and were just talking about getting a card for unforeseen expenses. Thanks for the suggestions. You never know when there will be an emergency
Steffanie | 06.07.16 @ 23:17
I am not surprised Chase is on the list. They are a great company and we have had a great experience with them. This makes me feel even better about using them for our next vacation.
Carla Truett | 06.07.16 @ 23:17
and the benefits of getting rewarded is a bonus to plan for next year too!
Jane | 06.07.16 @ 23:28
My brother loves the Chase Saphhire card. They use all their miles to trade in for cruises, airline flights, etc. Someday I hope to be able to do the same.
Bobbie | 06.07.16 @ 23:29
While I prefer cash and carry, I guess i'll get the Sapphire rewards card for travel.
George Middleton | 06.07.16 @ 23:44
Good to know, We have a couple on the list.
Beverly | 06.07.16 @ 23:55
Good information. We are looking for a new card as the one we have just isn't working for us like it used to. I'll have to look into these.
Amanda | 06.08.16 @ 00:12
Always nice information. I usually only have a stash of money for vacations. I'll look into these cards for eremgencies.
gracie | 06.08.16 @ 00:25
I always appreciate when I can carry a card that offers me an extra perk for traveling etc. I have gained several extra perks over the years! Although these days I would rather tuck the cards away for emergencies only and skip the perks. No matter how great the perk somewhere along the way you are paying for it.
$commenter.renderDisplayableName() | 12.09.16 @ 04:14
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