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Question asked by Mike in Fort Bragg Ca.  Home Purchase Loan
Answered by Chad Freeman, Mortgage Broker in Rockville, MD
Hello Mike: My recommendation would be to start with a lender referral from someone that you know. Perhaps a family member or a friend that has worked with a partic...
Do Energy Gains Outweigh Environmental Risks?
You may have heard the term “fracking” used in relation to a new source of energy, but you aren’t sure exactly what it is — or more importan...
How the Veteran's Administration Can Help You Buy a Home
Veteran's Administration (VA) loans are invaluable for homebuyers. Their advantages include little or no money down, qualifying with a lower...
Is It Time to Sell the Highest-Performance Investments?
At the halfway point of 2014, most equity investments are doing reasonably well, with the S&P 500 up 6.1% and the Dow up 1.5% for the year. ...
When Is the Best Time to Buy What?
When purchasing expensive items, most people look for ways to save money wherever they can. One way to save on many big-ticket items is to m...
What to Do If Your "Permanent" Interest Rate Reduction is About to Expire
How to Fix Your Credit Report
Question asked by william kreider in sioux falls south dakota  Home Purchase Loan
Answered by Brandon Hambright, Mortgage Broker in Daphne, AL
Below is contact info for wholesale rep of AFR who has the program you need. They are licensed in SD...ask him to refer you to a loan originator in your state. Good ...
How to Raise Money from Kickstarter and Similar Sites
Crowdfunding is the method of soliciting large numbers of people to fund a given project or enterprise. Projects range from tiny business st...
Nearly 50% Report Spending Half Their Paycheck on Debt Service
Millennials have been hit hard by the Great Recession, and a recent Wells Fargo study shows just how hard they have been hit. The survey, wh...
Question asked by Larry Black in Hillsboro, OR  Mortgage Refinance
Answered by Dimitrios Gikas, Mortgage Broker in Westlake, OH
If you are in an FHA loan currently you don't need the HARP program you can do an FHA Streamline instead, which would have much better terms for you than a HARP loan. ...
Question asked by Kelly in null, null  Budgeting
Answered by Alex Bentley, Financial Advisor in Pacific Palisades, CA
I would have them become involved in making smart choices with their and your money. If it is a smaller item, tell them they need to pay with their own money. If it ...
Question asked by roger taylor in Auburn Hills, MI  Mortgage Refinance
Answered by Chad Freeman, Mortgage Broker in Rockville, MD
Hi Roger: It should be possible and you can even refinance it with a new home equity loan. My advice would be to find a competent loan officer that you feel comfort...
Question asked by PATRICK STEVEN BARANICK in LONGVIEW, WASHINGTON - 98632  Mortgage Refinance
Answered by Chad Freeman, Mortgage Broker in Rockville, MD
Hello Patrick: It would appear that the list you have provided are not mortgage companies, but rather different names for the HARP refinance program. "HARP" stands ...
Question asked by pat in Coventry, RI  Mortgage Refinance
Answered by Chad Freeman, Mortgage Broker in Rockville, MD
Hi Pat: Yes fortunately you do have some options. If you are looking to refinance, the first option I would recommend is to look into the HARP program. This is a Fa...
What You Don't Know About Auto Insurance Can Hurt You!
Think you know what you need to know about car insurance? There are so many myths regarding this important topic that it’s hard to narrow th...
What Happens If I Can't Pay My Student Loans?
In early 2013, the Consumer Financial Protection Bureau estimated that student loans guaranteed or held by the federal government have excee...
How Homebuyers Can Beat the Competition
The US housing recovery has paused so far in 2014. Yet bidding wars remain common in specific markets and price ranges where a shortage of i...
Question asked by victor piediscalzo in new jersey  Retirement
Answered by Tracy Scott Burke, Financial Advisor in Harrisburg, PA
Victor, Thanks for your question. Some type of a tax-deferred retirement account would likely be best in your situation in lieu of bank savings. If you have acces...
Question asked by an anonymous user in San Francisco  Financial Planning
Answered by Alex Bentley, Financial Advisor in Pacific Palisades, CA
This country has made a revolutionary shift from pensions to a self-service retirement model (401Ks, IRAs, etc). The average baby boomer has not yet fully adjusted to...
Question asked by an anonymous user in Florida  Delinquency, Foreclosure & Eviction
Answered by Chad Freeman, Mortgage Broker in Rockville, MD
Generally speaking, 4 years. If there were extenuating circumstances, then possibly only 2 years.
What you Need to Know about Insuring various types of Investment Property
Written by Nancy Greenwood, Insurance Agent in Methuen, MA