Asked by Alan in Chino, CA
Answered by Alex Bentley, Financial Advisor in Pacific Palisades, CA
I would suggest you review this link to the IRS and also consult your accountant ipant-401(k)-Plans. It is a 401K plan ...
Alex Bentley
Asked by Edna M in Hermosa Beach, CA
Answered by Helen Barbre Stephens, Financial Advisor in Fort Worth, TX
Hi Edna, You can't sell your securities until you have securities to sell. Here is a link: that explains what you need to do...
Helen Barbre Stephens
Investing in Very Low Cost Shares
Penny stocks, as defined by the Securities and Exchange Commission (SEC), are stocks issued by small companies that trade outside of the sta...
Stocks Investing & Retiring
From Palladium to Black
Most people think of their credit cards as mere pieces of plastic they use to make purchases. In the process, they might also rack up some f...
Borrowing Credit Cards
Asked by an anonymous user in pa
Answered by Mark Haynie, Mortgage Broker in Los Angeles, CA
Unfortunately, the 547 score is a lower score than any lender will consider. I recommend that you consult with a professional in the credit repair business and develo...
Mark  Haynie
Asked by Lynn in Hermosa Beach, CA
Answered by Martin Leclerc, Financial Advisor in Bryn Mawr, PA
First, dividend payments by corporations are not a deductable expense. Therefore, dividends are paid from after-tax income by companies with profits. Second, any ...
Martin Leclerc
How Declining Costs Hurt the Economy
If given the choice of paying more or less money for an item you are considering purchasing, you will naturally choose to pay less. Most of ...
Investing & Retiring The Economy
How Does P/E Affect a Stock's Value and when is a High P/E Too High?
The Price-to-Earnings (P/E) Ratio is one of the most often quoted measures of the value of a stock, but it can be puzzling to the novice inv...
Stocks Investing & Retiring
Asked by Charles Jones in Simi Valley, CA
Answered by Mark Haynie, Mortgage Broker in Los Angeles, CA
Based on the 2.5% rate of your HELOC, it appears to be PRIME -.75%, which is a pretty sweet deal. I don't know if your initial interest-only term was for 15 years or...
Mark  Haynie
Asked by Brian in Hermosa Beach, CA
Answered by Ted Erickson, Mortgage Broker in Novato, CA
The lowest score required is 500 for an FHA loan.
Ted Erickson
Using Cab Alternatives to Save and Make Money
Taxis have been around almost as long as automobiles themselves. The ubiquitous yellow sedans are synonymous with catching a ride in big cit...
Budgeting Investing & Retiring
And How to Stick to It
In 21st century America, the idea of budgeting seems almost passé. After all, with practically unlimited credit available on a seemingly nev...
Budgeting Investing & Retiring
Asked by johnathan in Clarksville, Ar
Answered by Jeff Rose, CFP®, Financial Advisor in Carbondale, IL
Have you tried online peer to peer lenders like Lending Club or Prosper?
Jeff Rose, CFP®
Asked by Edna M in Bellingham, WA
Answered by Alex Bentley, Financial Advisor in Pacific Palisades, CA
Absolutely. You need to think about what would happen if you cannot make decisions for yourself. Go to a good estate planning attorney and get a living will, power o...
Alex Bentley
Foreign Currency Trading Basics
The Foreign Currency Market, often called the FOREX or FX market, is a marketplace for the buying and selling of currencies, which are consi...
Other Investments Futures Commodities Investing & Retiring
Unmasking Hidden Risks in Pooled Investing
Mutual funds, a form of pooled investing, provide a way to combine your money with that of a large group of other investors. The advantage ...
Mutual Funds Investing & Retiring

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