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Asked by Kathleen in Portland, OR
Answered by Prateek Mehrotra, Financial Advisor in Appleton, WI
Whether you need an IRA depends on whether you are maxing out your contributions to 401(K) and whether you have enough cash left over to contribute to an IRA. Assu...
Prateek Mehrotra
Asked by Edna M in Hermosa Beach, CA
Answered by Helen Barbre Stephens, Financial Advisor in Fort Worth, TX
Hi Edna, You can't sell your securities until you have securities to sell. Here is a link: that explains what you need to do...
Helen Barbre Stephens
The Hidden Threat to Your Retirement
When people review their retirement needs, they estimate their expected expenses and their lifespan and then set a target dollar value to me...
Retirement Investing & Retiring
Higher Education, Lower Prices
If your grades do not merit a full-ride academic scholarship to college and you do not have enough athletic skills to stop your grandmother ...
Student Loans Borrowing
Asked by Martha in Colorado Springs, CO
Answered by Brian Howell, Mortgage Broker in Castle Rock, CO
Hi Martha, Forgive me for answering this question twice, but I want to make sure you have what you need to make a decision. Typically, lenders require that you escr...
Brian Howell
Asked by Michael in Atlanta Ga
Answered by Helen Barbre Stephens, Financial Advisor in Fort Worth, TX
Passive activities by definition are those trade or business activities where you don't materially participate. Rental real estate is one type, especially if one uses...
Helen Barbre Stephens
Understanding this Advanced Currency Trading Strategy
Covered interest arbitrage is a method of profiting from a favorable set of interest rate conditions in another country. Investors take adva...
Other Investments Investing & Retiring
From Palladium to Black
Most people think of their credit cards as mere pieces of plastic they use to make purchases. In the process, they might also rack up some f...
Borrowing Credit Cards
Asked by Tony in Hermosa Beach, CA
Answered by Chad Freeman, Mortgage Broker in Rockville, MD
Tony: First, congratulations. Second, this is a great question and one that I would also advise having your CPA (or tax preparer) and a financial adviser answer as ...
Chad Freeman
Asked by Brian in Hermosa Beach, CA
Answered by Ted Erickson, Mortgage Broker in Novato, CA
The lowest score required is 500 for an FHA loan.
Ted Erickson
How Insurers Can Charge Smokers 50% More and What This Can Mean for You
Do you belong to the species Americanus Tobacconus, a.k.a. the American smoker? Once prevalent across the country, your herds have thinned f...
Insurance Health Insurance
And How to Stick to It
In 21st century America, the idea of budgeting seems almost passé. After all, with practically unlimited credit available on a seemingly nev...
Budgeting Investing & Retiring
Asked by an anonymous user in San Francisco
Answered by Alex Bentley, Financial Advisor in Pacific Palisades, CA
This country has made a revolutionary shift from pensions to a self-service retirement model (401Ks, IRAs, etc). The average baby boomer has not yet fully adjusted to...
Alex Bentley
Asked by Lynn in Hermosa Beach, CA
Answered by Martin Leclerc, Financial Advisor in Bryn Mawr, PA
First, dividend payments by corporations are not a deductable expense. Therefore, dividends are paid from after-tax income by companies with profits. Second, any ...
Martin Leclerc
Have you figured out how much money you need for retirement yet? If you answered “Yes”, then you’re preparing for your post-working years. B...
Retirement Investing & Retiring
What You Need to Read Before Renting Your Next Automobile
At the airport car rental counter, we are faced with an array of options for car rental insurance. Tired, distracted and in a rush to get to...
Insurance Auto Insurance

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