Get free advice from financial professionals

Question asked by an anonymous user in rockwell city,Iowa  Mortgage Brokers & Lenders
Answered by Brandon Hambright, Mortgage Broker in Daphne, AL
I would start by asking for detailed transaction history from this lender. This way you can see how the funds received are distributed.
Question asked by an anonymous user in Florida  Delinquency, Foreclosure & Eviction
Answered by Chad Freeman, Mortgage Broker in Rockville, MD
Generally speaking, 4 years. If there were extenuating circumstances, then possibly only 2 years.
Question asked by an anonymous user in Plano, IL   Bankruptcy
Answered by Adam Witzburg, Mortgage Broker in Denver, CO
If you filed a Chapter 7 Bankruptcy, typically you will have to wait 2 years after the discharge date to be eligible for a new mortgage through FHA financing. There ar...
And Why These Insurance Myths Are Incorrect
Life insurance is an important part of your family’s security – too important to make decisions based on hearsay and myths. Consider these...
Question asked by an anonymous user in missouri  Mortgage Refinance
Answered by Chad Freeman, Mortgage Broker in Rockville, MD
This is a situation that you would benefit from by speaking with a qualified attorney. I can however shed some light and possibly help with a direction on this. A chap...
How to Maximize Your Investment or Minimize your Cost
Combining Smart Investing With Protecting the Environment
Is This Auto Insurance For You?
If you do not drive frequently, why should you pay high premiums for your car insurance? Believe it or not, car insurance companies agree wi...
Insuring Your Home on Wheels
Mobile homes require a different type of insurance policy from traditional homes because of the different risks involved. First, it is i...
How This Extra Layer of Insurance Can Protect You
Umbrella policies are aptly named, although they have nothing to do with rain or Mary Poppins. Like an umbrella, these policies form an extr...
How to Fix Your Credit Report
Many people never check their credit reports and find out at the worst possible time that they contain errors – for example, when they are a...
Insuring Boats and Personal Watercraft
Summertime is the perfect time of the year if you are a boat owner. You can beat the heat by heading out to the lake with family and friends...
Question asked by an anonymous user in elsa tx  Mortgage Refinance
Answered by Chad Freeman, Mortgage Broker in Rockville, MD
Hello: The short answer is "yes". However the longer answer to this question involves whether not you have enough equity in your home, whether or not you can qualif...
Question asked by Larry Black in Hillsboro, OR  Mortgage Refinance
Answered by Dimitrios Gikas, Mortgage Broker in Westlake, OH
If you are in an FHA loan currently you don't need the HARP program you can do an FHA Streamline instead, which would have much better terms for you than a HARP loan. ...
Is Overdraft Protection Worth the Costs?
Overdraft protection is a policy where a bank allows you to spend more money than you have in your account in exchange for a fee. Some consu...
Economic News You Can Use
Negative Interest Rates from the European Central Bank To spur growth and stave off the potential of deflation, the European Central Bank (...
Protecting Your Substantial Higher Education Investment
If you are an average American with kids in college, the cost of sending each child though a four-year program may be more than what you pai...
Question asked by Joyce in Washington, DC  Other Investments
Answered by Chad Freeman, Mortgage Broker in Rockville, MD
Hi Joyce: First, it's very nice to be able to answer a question for someone right here in my backyard (DC)! Real estate investing can be both very challenging and v...
When Is the Best Time to Buy What?
When purchasing expensive items, most people look for ways to save money wherever they can. One way to save on many big-ticket items is to m...
Question asked by Kelly in null, null  Budgeting
Answered by Alex Bentley, Financial Advisor in Pacific Palisades, CA
I would have them become involved in making smart choices with their and your money. If it is a smaller item, tell them they need to pay with their own money. If it ...
Question asked by StuartV in Los Angeles  Business Loans & Lines of Credit
Answered by Alex Bentley, Financial Advisor in Pacific Palisades, CA
My answer is simple: avoid complexity in investing. If you don't understand it, don't do it. Most financial products like GICs involve a lot of complexity that is de...
Question asked by an anonymous user in San Francisco  Financial Planning
Answered by Alex Bentley, Financial Advisor in Pacific Palisades, CA
This country has made a revolutionary shift from pensions to a self-service retirement model (401Ks, IRAs, etc). The average baby boomer has not yet fully adjusted to...