A Brief History of the “Halloween Effect” on Stocks
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, Financial Advisor in Redmond, WA
Kim Miller, CFP®
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Asked by an anonymous user in illinois
Answered by Mark Haynie, Mortgage Broker in Los Angeles, CA
Dear Anonymous, no mortgage company will accept partial payments. And since you have 15 years equity in your home, believe they are only too happy to get their hands o...
Mark  Haynie
Asked by Edna M in Hermosa Beach, CA
Answered by Helen Barbre Stephens, Financial Advisor in Fort Worth, TX
Hi Edna, You can't sell your securities until you have securities to sell. Here is a link: http://www.sec.gov/answers/lostcert.htm that explains what you need to do...
Helen Barbre Stephens
How HMDA Reform Can Help You Buy a House
The Home Mortgage Disclosure Act (HMDA) was enacted in 1975 to gather information from lenders regarding mortgage loans and loan application...
Borrowing Home Purchase Loan
Getting a Bigger Tax Refund
Most advice for cutting your taxes falls into one of three basic categories – minimizing your pre-tax income, maximizing your deductions, an...
Taxes Investing & Retiring
Asked by an anonymous user in Saint-laurent-de-la-salanque, A9
Answered by MoneyTips Writing Staff, Financial Advisor in Los Angeles, CA
Expat health insurance is available through brokers and online. There are a number of companies that can help, such as: https://www.geobluetravelinsurance.com/product ...
MoneyTips Writing Staff
Asked by Michael in Atlanta Ga
Answered by Helen Barbre Stephens, Financial Advisor in Fort Worth, TX
Passive activities by definition are those trade or business activities where you don't materially participate. Rental real estate is one type, especially if one uses...
Helen Barbre Stephens
Written by Cathy Curtis, Financial Advisor in Oakland, CA
Cathy Curtis
Retirement Investing & Retiring
Watch our exclusive Jeff Rose Video
Written by Jeff Rose, CFP®, Financial Advisor in Carbondale, IL
Jeff Rose, CFP®
Retirement Investing & Retiring
Asked by Tamer in Los angeles
Answered by Kim Miller, CFP®, Financial Advisor in Redmond, WA
Hi - It sounds like this is your personal residence. As long as you have lived in the home for at least 24 months (two years) the sale of a personal residence receiv...
Kim Miller, CFP®
Asked by Brian in Hermosa Beach, CA
Answered by Ted Erickson, Mortgage Broker in Novato, CA
The lowest score required is 500 for an FHA loan.
Ted Erickson
How to Protect Yourself from Identity Theft with the Latest Mobile Payment Method
Apple Pay, the new mobile payment service introduced by Apple, went live earlier this week to decent reviews. Many people who used Apple Pay...
Borrowing Credit Cards
Higher Education, Lower Prices
If your grades do not merit a full-ride academic scholarship to college and you do not have enough athletic skills to stop your grandmother ...
Student Loans Borrowing
Asked by Connors Sue in New York
Answered by Kim Miller, CFP®, Financial Advisor in Redmond, WA
Hi - I like those words "large profit". If this is a personal residence and you've lived in the house for at least two years, there is no federal income tax on a gai...
Kim Miller, CFP®
Asked by Joseph N in Peoria, IL
Answered by Dimitrios Gikas, Mortgage Broker in Westlake, OH
Joseph, Do you have a realtor? It will depend on how your contract reads. Most purchase contracts are contingent on the home appraising for more than purchase p...
Dimitrios Gikas
How to Get Insurance on Your Next Operation
When you purchase big-ticket items, a warranty is usually included to provide customer protection against a defective product. You may have ...
Other Insurance Insurance Health Insurance
From Palladium to Black
Most people think of their credit cards as mere pieces of plastic they use to make purchases. In the process, they might also rack up some f...
Borrowing Credit Cards

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